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Decoding Recent Overdraft Criticism and Market Shifts



October 13, 2022

10:30 – 11:30 AM Eastern

Register HERE


Decoding Recent Overdraft Criticism and Market Shifts

Legislators have recently turned up the heat on excessive fees and undisclosed overdraft program procedures. As inflation impacts the country, political agendas can create uncertainty regarding important financial service options. In this session, JMFA’s EVP of Compliance Review, Cheryl Lawson, will share her expertise and insight on the recent topics making news headlines. She will address some of the continuous elements proposed by lawmakers to impose changes to regulations on overdraft programs and why previous attempts have failed. Plus, she will address specific areas that can raise red flags for overdraft regulators—and potential interest from lawyers pursuing class-action lawsuits.



Cheryl Lawson, Executive Vice President of Compliance Review


Cheryl joined JMFA in 2001, rising quickly from consultant to engagement manager to executive vice president of implementation. Today she serves as EVP of Compliance Review for overdraft privilege, ensuring the fulfillment of all regulatory requirements. Her responsibilities also include high-level sales support and administration for financial institutions. Cheryl is also a sought-after authority for compliance issues related to overdraft programs. She continues to be invited to speak at numerous industry events.

Cheryl’s impressive background includes more than 30 years of experience in global information technology and financial operations, as well as consulting, communications, training, and project management. The Houston native earned her bachelor’s in English from Carnegie-Mellon University, followed by an MBA from Rice University.

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